TJ Porter
The Archive
Mastering the credit card game: How I juggle 11 cards and come out on top
I have 11 credit cards — and at times have had far more. Here’s how I manage them.
Help! My bank just closed my account out of nowhere. What should I do?
While having your bank close your account can be stressful, understanding the reasons behind the closure and taking steps to resolve the situation can help you regain control of your...
8 smart strategies to save for your dream vacation
You can make your dream vacation a reality with the right planning.
Over 40% of couples commit ‘financial cheating’— Should it be forgiven?
Financial infidelity is shockingly common — and it can deal a major blow to your relationship. Preventing it from happening in the first place is best, but if it happens...
Most Americans don’t expect their financial situation to get better this year
Americans say high inflation, stagnant wages, and dissatisfaction with elected officials are the reasons behind their pessimism.
5 money mistakes that college students make
Spending too much on non-essential items, not tracking expenses, and neglecting to save regularly are savings mistakes many college kids make.
7 low-risk ways to earn higher interest on your savings
Ditch the traditional savings account and earn more interest on your money with these safe, low-rish alternatives.
The Fed may be done hiking interest rates this year. What it means for savings accounts, credit cards
The Fed rate pause is a great time to lock in higher interest rates on your savings and pay down any high-interest debt.
Stop taking money advice from ‘finfluencers’: How TikTok can hurt your finances
TikTok has tons of financial advice — some of it helpful, most of it not.
The 9 best online banks offering high interest rates and low fees
The best online banks have high interest rates, low fees, user-friendly platforms, robust customer support, and convenience.
Supercharge your savings: The best 5 money-saving apps
The best money-saving apps include options from Acorns, Truist, Qapital, Mint, and Current.
Can you have too much money in your checking account?
A checking account is best for storing your everyday funds. But if you keep all your money in your checking, you’ll miss out on higher rates.
Cash stuffing viral trend: Is it really the best way to budget?
While the viral cash stuffing strategy may offer a tangible way to manage spending, it may not be the most effective or secure budgeting tool for you. Here's why.
Is it better to pay off debt or save?
It’s typically a good idea to pay off high-interest debt first while making small additions to your savings.
5 times switching banks is the right move
1. You’re not happy with their services. 2. You’re paying high fees. 3. You want better interest rates. 4. You’re moving. 5. You want more rewards.
Save like a pro: 6 places to put your cash right now
Take advantage of high interest rates by saving in money market accounts, high-yield savings accounts, CDs, and more.