Andy Shuman

The Archive

Unlock your dream vacation: 6 ways to maximize credit card rewards like a pro

With a little research and planning, you can turn your miles and points into a passport to unforgettable travel experiences.

Negotiating your credit card interest is easier than you think. Here’s how

You can often successfully negotiate lower credit card interest rates with your current issuer, saving money and helping you pay off your debt more quickly.

Does closing a credit card actually hurt your credit score? Here’s what to know

Closing a credit card can potentially hurt your credit score. But, how much it impacts your score depends on your overall credit utilization and credit age.

How a balance transfer card can save you thousands in debt

A balance transfer credit card can save you money, reduce interest charges, and help you pay off debt faster.